Secured Overdraft SOD 2. House Building Investment 6. It is a continue advance facility. By this agreement, the banker allows his customer to overdraft his current account up to his credit limits sanctioned by the bank.
The banker cannot afford to take the risk of non-recovery of the money lent. DBBL charges the following two types of security, — Primary security: These are the security taken by the ownership of the items for which bank provides the facility.
Collateral securities refer to the securities deposited by the third party to secure the advance for the borrower in narrow sense.
In wider sense, it denotes any type of security on which the bank has a personal right of action on the debtor in respect of the advance.
There are different modes of charging the bank exercises security: A pledge may be in respect of goods including stocks and share as well as documents of title to goods such as railway receipt, bills of lading, dock warrants etc. The borrower to the banker creates an equitable charge on the security.
The borrower does this by executing a document known as Agreement of Hypothecation in favor of the lending bank.
LIEN Lien is the right of the banker to retain the goods of the borrower until the Investment is repaid. A banker can retain all securities in his possession till all claims against the concern person are satisfied.
In this case the mortgagor dose not transfer the ownership of the specific immovable property to the mortgagee only transfers some of his rights as an owner. The banker exercises the equitable mortgage. After disbursement, the Investment needs to be monitored to ensure whether the terms and conditions of the Investment fulfilled by both bank and client or not.
This facilitates the organization to make their existing line of performance and also foresee the future to improve their performance in comparison to their competitors.
As though this tool, an organization can also study its current position, it can also be considered as an important tool for making changes in the strategic management of the organization.
DBBL Limited has already established a favorable reputation in the banking industry of the country. It is one of the leading private sector commercial banks in Bangladesh. The bank has already shown a tremendous growth in the profits and deposits sector.
The Board of Directors headed by its Chairman Mr. Abul Hasnat and Md. Rashidul Islam is a skilled person in business world. DBBL Limited has already achieved a high growth rate accompanied by an impressive profit growth rate in The number of deposits and the loans and advances are also increasing rapidly.
DBBL has an interactive corporate culture. The working environment is very friendly, interactive and informal. And, there are no hidden barriers or boundaries while communicate between the superior and the employees.
This corporate culture provides as a great motivation factor among the employees. DBBL has the reputation of being the provider of good quality services too its, potential customers. The main important thing is that the bank has no clear mission statement and strategic plan.
The banks not have any long-term strategies of whether it wants to focus on retail banking or become a corporate bank. The path of the future should be determined now with a strong feasible strategic plan.
Some of the job in DBBL has no growth or advancement path. So lack of motivation exists in persons filling those positions.
This is a weakness of DBBL that it is having a group of unsatisfied employees. In terms of promotional sector, DBBL has to more emphasize on that. They have to follow aggressive marketing campaign.
In order to reduce the business risk, DBBL has to expand their business portfolio.
The management can consider options of starting merchant banking or diversify into leasing and insurance sector. The activity in the secondary financial market has direct impact on the primary financial market. Banks operate in the primary financial market.
Investment in the secondary market governs the national economic activity. Activity in the national economy controls the business of the bank.Dutch-Bangla Bank Limited is a scheduled commercial bank.
The Bank was established under the Bank Companies Act and incorporated as a public limited company under the. Dutch-Bangla Bank is a second generation commercial private Bank. The Bankcommenced its banking business with one branch on July 4, As a part of my Under Graduation Program,I have completed my internship in this timberdesignmag.comhout the period of my internship,I had been working in .
Dutch-Bangla Bank is a second generation commercial private Bank. The Bankcommenced its banking business with one branch on July 4, As a part of my Under Graduation Program,I have completed my internship in this timberdesignmag.comhout the period of my internship,I had been working in several .
Performance evaluation of dutch bangla bank limited Published on Nov 13, Dutch-Bangla Bank Limited (the Bank, DBBL) is a scheduled joint venture commercial bank .
Performance Evaluation of Dutch Bangla Bank Limited Subject: Banking Topic: Internship Report The vital objective of this report is to analysis Performance Evaluation of Dutch Bangla Bank Limited. Performance Evaluation of Dutch Bangla Bank Limited Subject: Banking Topic: Internship Report The vital objective of this report is to analysis Performance Evaluation of Dutch Bangla Bank Limited.